Make sure to see any loan’s detail by detail fine print cautiously plus don’t getting misguide of the inaccurate strategies

The borrowed funds number supplied by “Income Evidence Waiver” financial institutions fundamentally reaches ten so you’re able to thirty thousand cash only, which may struggle to help you meet your financial personal debt.

To possess loans offering “0% Interest rate”, banking institutions and you may loan providers may charge Government Charges or Addressing Charges that age because normal desire expenditures.

The applying process for a loan requiring money facts is simple and you can small. Citibank provides you with credible financing solutions that include a personalized financial analysis and you may welcomes all sorts of earnings research.

Faq’s – Unsecured loans

People need to be Hong-kong residents old 18 or more than, holding complete-date a job using their present boss for at least ninety days having a month-to-month income off HK$six,one hundred thousand otherwise above.

Complete the program and you can fill in it using the expected data. We shall see your financial reputation and you can assess your own repayment feature appropriately.

Our very own Mortgage Pro tend to get in touch with you regarding your loan application within 3 working days through to bill of all of the necessary files. If that loan is eligible, we are going to contact one just do it mobile verification techniques or even go to part to undergo the borrowed funds disbursement procedure.

Once signing the fresh drawdown page, we’ll program lead costs to repay your own charge card a good stability and you can funds off their loan providers (only relevant to help you Card Debt consolidating Mortgage) and/or disburse their recognized amount borrowed by the cash, glance at or borrowing from the bank into the designated savings account.

While making payment smoother and get away from one charges because of late fees, we’ll make it easier to setup a direct debit consent; the loan repayments might be debited directly from your appointed financial account every month.

Generally, whenever a customers applies for a financial loan online, through the application hotline or in person on a great Citibank department, and you will up on submission of the many requisite data, the job might be assessed instantly while the acceptance impact usually be accessible contained in this step three business days. In the event the that loan is approved, we are going to get in touch with one just do it cellular telephone verification processes or perhaps to head to department to go through the mortgage disbursement procedure.

You could sign up for a beneficial Citibank Consumer loan from the Citibank web site, by contacting the application Hotline 2963 6477 2963 6477 otherwise visiting a good Citibank department physically.

• Hong kong Long lasting Resident Identity Cards
• Income proof, age.g. newest month’s payroll sneak, current paycheck tax consult note, newest MPF contribution evidence otherwise latest about three months’ payroll account bank statement/account passbook (having front page indicating the title online payday ND and you may membership matter)
• Most recent around three months’ full set of head lender report/account passbook (which have front page showing your label and you can account number)
• Current domestic target research (elizabeth.grams. power costs otherwise financial report)
• Any kind of data files or permits considered appropriate.

Yes. But please make sure that your payroll slip provides your company cut or is posted on the team letterhead. If the monthly salary is on a fee basis, excite promote a lender report otherwise membership passbook having at the very least three months’ income put list. When you are a taxi cab rider, you can simply present your own cab local rental receipt, driver’s license and associated earnings facts.

Fundamentally, Citibank will seek advice from a cards resource department to gather an effective customer’s credit report in addition to borrowing account information, membership delinquency studies, previous credit enquiries and historic data.

You can expect custom interest rates predicated on a single user’s borrowing listing. Just after application distribution, you are called by the our very own Financial Administrator within this step one so you can 2 business days that have a preliminary recognition effect, first loan rate of interest considering and other loan facts; you can choose undertake the offer or cancel the program with no fees.